Insurance Articles, News & Information : Home Insurance Articles

What's the 'Consumer Choice' Bill Going to Do to Your Florida Homeowners Insurance?

Now, I know that Florida homeowners insurance companies are feeling the sting of the sharp drop in homeowners insurance rates since H.B. 1A was passed into law in 2007, but does that mean we should give them absolute autonomy? Do we really want insurance companies to be given permission to raise their rates above and beyond the caps set on insurers by the state? On the other hand, what's going to happen if the companies currently pushing for the passage of the 'Consumer Choice' bill don't get what they want?

The Secret to Surviving the Christmas Crime Wave (and Keeping Your Dallas Homeowners Insurance Rates Down While You're at It)

Have a holly, jolly Christmas in warm, sunny Dallas-but make sure you're hanging on to your holly! Something about the Christmas season always manages to shake thieves out of their winter blues and send them out on some very….creative…crime waves! While having a pair of teenagers stab an inflatable Frosty or make off with a larger than life Mr. Grinch probably isn't going to do too much long term damage to your budget (or your homeowners insurance rates), having someone make off with all the presents under the tree-and swing by for the contents of your safe while they're at it-is a different kind of Christmas story altogether.

You Might Want to Call Your Agent and Make Sure Your Florida Condo Insurance is Ready for the Holidays

Home insurance companies have a different view of the holidays than the rest of us do. To us, Thanksgiving is for family and Christmas is the time of gifts, friends, decorations and holiday music that will leave you rockin' around the Christmas tree all night long! That's the way to do it, right? For your Florida condo insurance company, on the other hand, the holidays are one endless nightmare of kitchen fires and holiday break ins.

Stop Fighting with Your Pennsylvania Home Insurance and Keep the Vermin Out-They're Not Going to Pay for It Anyway

Winter's rolling in, and contrary to just about everything you've ever read about wild animals like squirrels, bats, mice, rats and snakes, they have no interest in running free in the wild when Old Jack Frost starts to blow. They'd rather be warm and comfy inside your house, thank you very much! The catch is, your Pennsylvania home insurance isn't going to help pay for the damages they leave behind.

"So, I'm NOT Safe Under My Roommate's Nebraska Homeowners Insurance Policy?"

Between the rising cost of living just about everywhere in Nebraska and the convenience of sharing a house (you only have to do half the housework!) more people than ever are foregoing the dubious privileges of living on their own and bunking up with friends and family. Living with roommates comes with its own set of challenges, however. You're also going to have to work out the details of your Nebraska homeowners insurance.