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Insurance Company Ratings

These are just a few examples of insurance companies often used to satisfy our customers' insurance needs. Insurance Quote Exchange closely monitors many highly rated insurance companies, but does not guarantee the correctness of the ratings listed below. You may call the independent ratings company below to verify the correctness of the company ratings.

Insurance Quote Exchange Corporation only uses highly rated insurance companies for the purpose of providing the consumer with excellent insurance products, making our company a top rated insurance quote service.

Companies Ratings
  A.M. Best Fitch Moody's Standard & Poor's
A AA+ A1 AA-
A+ NR A2 BBBpi
A++ AA+ Aa2 AA-
A AA+ Aa3 AA-
A+ AA A1* AA
AA+     A++
A++ AAA Aaa AAA
A- BBB Ba1 BBB
A      
      A-
       
Term Life Insurance Company Products Ratings
American General Life LTG-ULTRA
A.M. Best:
S&P:
Moody's:
Fitch:
A++
AAA
Aa1
AA+
American Mayflower Life Insurance Company of NY Term 5/10/15/20/30
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA-
Aa3
n/a
Aviva (formerly CGU Life Insco) Heritage 5/10/15/20
A.M. Best:
S&P:
Moody's:
Fitch:
A
Api
NR
A+
Bankers Life of New York BL-Term DeLuxe
A.M. Best:
S&P:
Moody's:
Fitch:
A
A+
NR
NR
Banner Life OPTerm 10, 15, 20, 30
Policy form #RT-97
A.M. Best:
S&P:
Moody's:
Fitch:
A++
AA
NR
NR
Empire General EG Term Series 10, 15, 20, 30
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA
NR
AA-
Fidelity & Guaranty Life Insurance Company Saver's Select Term - Form # FGLRTRC2(5-96)
A.M. Best:
S&P:
Moody's:
Fitch:
A
A-
A2
A
First Colony Life Insurance Company Colony 5/10/15/20® and Colony 30®
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA-
Aa3
n/a
General Electric Capital Assurance Company Sure Term® 30
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA-
Aa3
n/a
Great American Life Insurance Company® American Freedom® Series
Level Term Insurance (2001) 10, 15 , 20, 30 Year
American Freedom® Series
Level Term Insurance (2000) 10, 15, 20 Year
A.M. Best:
S&P:
Moody's:
Fitch:
A
Withdrawn
A3
A+
Jefferson Pilot Financial Score 10, 20
A.M. Best:
S&P:
Moody's:
Fitch:
A++
AAA
Aa2
AA+
Lincoln Benefit Life GT Gold
GT Platinum
Level Best Gold
Level Best Platinum
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA
Aa2
NR
Lincoln National Life GTO 10, 15, 20, 25, 30
STO 20, 30
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA-
Aa3
AA
Manulife Term 10, 15, 20
A.M. Best:
S&P:
Moody's:
Fitch:
A++
AA+
Aa2
AA+
MassMutual T10G(guar 10), T15(guar 5), T20(guar 5), T20G(guar 20)
A.M. Best:
S&P:
Moody's:
Fitch:
A++
NR
Aa1
AAA
MONY MONY Level Term
A.M. Best:
S&P:
Moody's:
Fitch:
A
A
A2
A+
North American Company for Life and Health Insurance Impact Series
A.M. Best:
S&P:
Moody's:
Fitch:
A
AA
A2
NR
Old Republic Life Gold Series 5, 10, 15 & 20
Star Series 10, 15, 20 & 30
A.M. Best:
S&P:
Moody's:
Fitch:
A-
A
NR
NR
Principal Life Insurance Company Principal Term
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA
Aa3
AA
Protective Life (PPGA) Protective Life PT-10/10, PT-15/15, PT-20/20, PT-30/30 - Policy Form #TL-06



Protective Life VT- 10/10, VT- 15/15, VT-20/20, VT-30/30 - Policy Form #TL-06


A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA
Aa3
AA-
Prudential Financial Term Elite 10, 15, 20
Term Essential 10, 15, 20, 30
A.M. Best:
S&P:
Moody's:
Fitch:
A+
A+
A1
AA-
Reliastar Life Insurance Company TermSmart
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA
Aa3
AA
ReliaStar Life Insurance Company of New York TermSmart NY
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA+
Aa3
AA
State Life LifeStyle 10/15/20
LifeStyle 15/20 Plus
A.M. Best:
S&P:
Moody's:
Fitch:
A
AA-
NR
AA-
Sun Life Assurance Company of Canada Sun Term
A.M. Best:
S&P:
Moody's:
Fitch:
A++
AA+
Aa2
AA
Transamerica Occidental Life Insurance Company Trendsetter® Super Series
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA
Aa3
AA+
Travelers Life & Annuity Special T
A.M. Best:
S&P:
Moody's:
Fitch:
A++
AA
Aa1
AA+
U.S. Financial Aries Series 5, 10, 15, 20, 30
A.M. Best:
S&P:
Moody's:
Fitch:
A
BBpi
NR
NR
U.S. Life SPT Millennium 10, 15, 20, (30 NY ONLY)
A.M. Best:
S&P:
Moody's:
Fitch:
A++
AAA
Aa1
AA+
United of Omaha Priority Reward 30
Priority Term 10, 15, 20, & 30
Priority Value Term 20
A.M. Best:
S&P:
Moody's:
Fitch:
A
AA-
Aa3
AA-
Utica National Life UticaTerm 10/15/20
A.M. Best:
S&P:
Moody's:
Fitch:
A-
BBpi
NR
NR
West Coast Life Golden G Series
Golden V Series
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA
Aa3
AA-
Zurich Life Insurance Companies Certain-T (FKLA)
Super-T (FKLA)
A.M. Best:
S&P:
Moody's:
Fitch:
A
A+
A2
NR
Long Term Care Insurance Company Products Ratings
General Electric Capital Assurance Company GE Long Term Care Choice
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA-
Aa3
n/a
Lincoln Benefit Life Senior Linc I
Senior Linc II
Senior Linc III LB-6302 P(Q)
A.M. Best:
S&P:
Moody's:
Fitch:
A+
AA
Aa2
NR
Prudential Financial Prudential Individual Long Term Care
A.M. Best:
S&P:
Moody's:
Fitch:
A+
A+
A1
AA-
State Life Lifestyle 2000 TQ®- SLTC02-61
A.M. Best:
S&P:
Moody's:
Fitch:
A
AA-
NR
AA-
UNUM LTC99Q Advantage Plus
LTC99Q CA Advantage Plus
A.M. Best:
S&P:
Moody's:
Fitch:
A-
A-
A3
A-
 
You may call the independent company to reconfirm company ratings.
A.M. Best Company Financial Strength A++ 900-555-2378
Fitch Claims Paying Ability AA+ 212-908-0800
Moody's Financial Strength Rating A1 212-553-0300
Standard & Poor's Financial Strength AAA 212-208-1527
 
Description Ratings Table
  A.M. Best Fitch Moody's Standard & Poor's
Exceptional or Superior
Negligible risk factors
A++
A+
AAA AAA Aaa
Excellent
Moderate risk factors
A
A-
AA+
AA
AA-
AA+
AA
AA-
Aa1
Aa2
Aa3
Very good,
Strong or High

Average Risk
B++
B+ A1
A2
A3
 

 

 

Adequate
Protection factors are average; More vulnerable to economic conditions
B
B-
BBB+
BBB
BBB-
Baa1
Baa2
Baa3
BBB+
BBB
BBB-
Below average
Questionable or uncertain security
C++
C+
BB+
BB
BB-
BB+
BB
BB-
Ba1
Ba2
Ba3
Poor
Vulnerability is high
Considered financially weak
Obligations may not be paid
C
C
B+
B
B-
B+
B
B-
B1
B2
B3
Very poor
May not be meeting obligations, may be in default Liquidation
D
E
F
CCC

DD
CCC

Caa
Ca
C

This table was compiled using information available to the public.


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