Long Term Care

information and services from multiple LTC insurance companies

With the average American Baby Boomer reaching retirement, Long Term Care insurance policies should be on the minds of many people today.

Long Term Care Insurance protects you, as well as your loved ones in the advent that extended care or car facility is needed during your lifetime.

online Long Term Care Insurance Quote:

What is Long Term Care Insurance also known as LTC insurance?

Long Term Care coverage will help in providing;

daily assistance in activities such as bathing, eating, dressing.

skilled nursing care or rehabilitation training either in a nursing facility or at home.

cognitive impairment such as Alzheimer's and deals with care-oriented conditions, not cure oriented

The average cost of nursing home care is about $100 - $200 per day. The average stay is 2+ years, which translates to a total cost of about $100,000 per stay. (Department of Health and Human Services, 1991)

Investing in a long term care plan represents an important step toward securing peace of mind and financial security in the most important years of your life. Your plan should provide you with maximum protection against the potentially catastrophic costs of long-term health care while enabling you to help preserve your resources.

Long Term Care Insurance vs. Medicare and Medicaid?
It is a common misconception that Medicare and Medicaid will cover the costs of LTC insurance. The reality is that the percentages each source contributes to the costs of long-term care today are: Medicare: 8%, Medicaid: 45%
This leaves you responsible for paying the other half of the expenses, $50,000 on average, based on the Department of Health and Human Services statistics above.

The fact is that 60% of people over age 65 will require long term care during their lifetime.(Washington Post, April 2002)

Medicare and Medicaid will pay only a fraction of the costs of long-term care. (Department of Health and Human Services, 2003)

Long Term Care Insurance Quote Form: (Free Quotes and Buyers Guide)

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PART ONE - Your Information (required fields are marked with a "")*
First Name	*
Last Name	*
Address	*
City	*
State	*
Zip	*
Day Phone	*
Evening Phone	Best Time To Reach You
E-Mail	*
Preferred Method of Contact

PART TWO - Quote Information
Date of Birth	(mm/dd/yy)*
Gender	*
Have You Used Tobacco in the Past 12 Months?	*
Benefit Period Desired
Daily Nursing Home Benefit
After Care Is Needed, how many days for benefits to take effect?
Do You Want Inflation Guard Benefits?	Yes No
Do You Want Coverage For Home Care?	Yes No
If YES, Amount of Coverage?
Include Spouse on quote? Yes No If yes, please fill out spouse information.

PART THREE - Spouse Information (Optional)
Spouse's Name
Spouse Date of Birth	(mm/dd/yy)
Spouse Gender	M F
Has Your Spouse Used Tobacco in the Past 12 Months?

PART THREE - Other Information

If you have any health problems, please describe them below:

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