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Are Your Auto Insurance Quotes Ready for the Majors?

Posted in: Auto Insurance Articles
By: Michael F. McDonough
Posted on: May 12, 2010 - 9:49:28 PM


Are Your Auto Insurance Quotes Ready for the Majors?

They always say you're as American as baseball and apple pie. Even if camping in the stands watching a bunch of men swing a wooden stick and smash a ball over the fence isn't exactly your idea of a good time there's still an excellent chance that you're going to get up close and personal with a bat and ball at some point this summer-even if that point is the moment the ball comes flying off the field, over the fence and into your windshield!

Are your auto insurance quotes geared up and ready to go?

Auto Damage Isn't the First Thing You Think Of, But…

Unless you've made the mistake of parking too close to the field in the past, a

Baseball.jpg
Because you never know when you're going to catch that pop fly...with your car.
baseball crashing through your windshield probably isn't the first thing that comes to mind when you start talking about America's favorite pastime. Seriously, how much damage could one little ball really do? Is it really worth worrying about?

Yes, yes it is.

The velocity of a baseball is directly relative to who hit it and how long it's been in the air; however, smashing a baseball at 73 mph or more is a walk in the park for most major league players. Imagine having an accident with another vehicle traveling at 73 mph, then narrow that down to a single point of impact.

It's more likely you'd just get a crack or a chip, but it's not unheard of for a baseball to leave your windshield to Rest In Pieces! If you're not sure, visit Back Porch Fanhouse and read about Shane

Statisticians state that Shane had less than a 1 in 67,000 chance of hitting his dad's car that day. Find the full story at http://backporch.fanhouse.com/2010/04/30/high-school-player-breaks-dads-car-window-with-first-home-run.

Trevino's first home run and the way the ball oh-so-conveniently smashed through the rear windshield to land in the backseat of his father's Pontiac Grand Prix!

Vandalism? Or Just Bad Luck?

Whether the spider webs on your windshield were intentional or just good ol' fashioned bad luck, you're still going to have to pick up the pieces. Since the police frown on using Elmer's Glue (or even SuperGlue!) to put your windshield back together a la “Bones”, a pro job and a brand-new windowpane qualify as life's little essentials-with a hefty price tag to go with it.

Which brings us to your auto insurance quotes. Unless your neighbors' kids are smashing a ball through your glass every 2-3 weeks, you shouldn't see a hike in your rates for having to fix your glass. If you're shopping for auto insurance quotes now, however, you're going to want to toss comprehensive coverage into the picture. Your comprehensive insurance (the insurance that handles any and all damages not caused by car accident) is going to pick up the tab, so make sure you factor that in when you're shopping for quotes.

That way you can sit back and enjoy the sun and fun without having to worry about the next home run!


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