Do You Need to Buy A Full Iowa Auto Insurance Policy if You're Not a Commuter?
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Auto Insurance Articles
By: Anthony M. Peck
Posted on: Aug 7, 2009 - 12:09:18 PM
Do You Need to Buy A Full Iowa Auto Insurance Policy if You're Not a Commuter?
Every day across the country hundreds of Americans are kicking back and working from home using the power of the Internet and the privileges that come with working for a company that allows you to telecommute. These drivers spend a bare minimum of time behind the wheel of their car. The question is, if you're not spending hours a day out on the highways do you really need to carry full Iowa auto insurance?
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Iowa requires a minimum $20,000 in bodily injury liability coverage per person, $40,000 per accident and $15,000 in property damage liability, as well as uninsured/underinsured motorist coverage. |
Believe it or not, even though you're at a higher risk for having an accident if you happen to be an Iowa commuter you're not off the hook just because you rarely go more than ten to twenty miles from home. Even a trip to the grocery store can be fraught with peril-a study done by Progressive auto insurance's research team in 2001 showed that 69% of accidents happened within ten miles of the drivers' homes. Recent research continues to support these findings. That means that even if you spend your days sitting in front of your computer and only going to the store to restock the refrigerator you're still at risk for an accident.
Since the last thing you want is to be left with what can literally amount to
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When it comes to your Iowa auto insurance coverage, you can never be too careful.
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- Do You Need to Buy A Full Iowa Auto Insurance Policy if You're Not a Commuter? - Aug 7, 2009 - 12:09:18 PM
