Hang Up and Drive! How Hanging Up Your Cell Phones is Saving Lives (and Auto Insurance Quotes)

Hang Up and Drive! How Hanging Up Your Cell Phones is Saving Lives (and Auto Insurance Quotes)

Cell phone technology is both blessing and curse these days. It's easy to multi-task and make calls while you're driving-because really, who can't run their mouth while they're behind the wheel? Most of us made it an art form the day we turned 16! New legislation is forcing drivers to hang up and drive, and auto insurance companies aren't far behind.

Here's what hanging up is doing to save lives (and auto insurance quotes!).

Talking on your cell phone makes you 4x's more likely to be involved in an accident.

Fewer Accidents

A study done in Australia back in 2007 showed that drivers who were driving while talking on cell phones were 4 times more likely to be in an accident. That means you have four accidents for every one of everyone else's! Aside from the obvious (torn up fenders, broken windshields, tens of thousands of dollars in medical expenses), being in that many accidents is also going to do horrible things to your auto insurance quotes!

Two Hands on the Wheel

Your foot reaches for the brake. Your wheels spin on an icy patch of road. You have less than a second to react before you go flying off the road and into the ditch-or worse. You need both hands on the wheel to keep your car under control, and you can't do that if you're trying to hold on to your cell phone. Reaction time is vital when you drive, and every time you take a hand off the wheel you stretch out your reaction time just a little bit more.

Pay Attention!

One of the key elements of multi-tasking (anything) is the ability to divide your attention and be many places at once. That's great when you're, say, folding laundry and watching the latest episode of “House”, but that's bad news when you're driving. A split second of inattention can spell the difference between life and death when you're behind the wheel of a 1,000 lb vehicle.

Can you really afford that?

Save Your Checkbook!

They have a committee for safer practices to save the whales, save the spotted owls and save the tigers, but no one's ever bothered to launch a campaign to save your checkbook! Maybe they should. Even when you're done paying the deductibles for all of those accidents, just imagine what having that many accidents is going to do to your auto insurance quotes. You have enough bills every month. You really don't need to add more.

Hang up and drive.

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• Hang Up and Drive! How Hanging Up Your Cell Phones is Saving Lives (and Auto Insurance Quotes) - May 13, 2010 - 11:21:23 AM