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Did You Know…Living in Scenic Neighborhoods Can Drive Down the Cost of Your Auto Insurance Quotes?

Posted in: Auto Insurance Articles
By Michael F. McDonough
Apr 29, 2010 - 2:48:59 PM

Did You Know…Living in Scenic Neighborhoods Can Drive Down the Cost of Your Auto Insurance Quotes?

It doesn't matter whether you're living in the city, the country or somewhere in between. If you're breathing in the sweet scent of newly budding trees and watching the streets bloom around your house, you're going to get cheaper auto insurance quotes than the city mouse living next to an industrial high rise.

No, trees with cages around them don't count.

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What am I talking about? Hey, you didn't pick that tree lined boulevard for nothing! You might be surprised to discover that trees actually encourage people to drive more safely and, as a result, decrease the chances that they'll be in an accident.

For the specifics on how street trees are affecting driver safety habits (and your auto insurance quotes)

Did you know that trees that are close together slow drivers down by giving the perception of speed as they drive by?

take the time to read "The Street Tree Effect and Driver Safety", published by Jody Rosenblatt Naderi, Byoung Suk Kweon, Ph.D., and Praveen Maghelal. It's amazing to discover just how strongly our perception and our subconscious affect our driving habits!

In the meantime, however, why don't I give you the highlights? Even though installing street trees makes even the most experienced road worker flinch, results discovered in a completely unrelated study revealed that street trees encourage drivers to pay more attention to their surroundings, stimulate a feeling of familiarity that reduces tension and stress behind the wheel and cause drivers to drive more carefully.

All of these combine to create an area that is safe for pedestrians and sees fewer accidents each year. Not to mention the fact that it's pretty to look at! Many homeowners choose to settle down there based on the aesthetic pleasure of tree-lined streets before they have any idea that their new landscaping is going to help them save money on auto insurance quotes.

Of course, being able to save on your auto insurance quotes isn't the only reason to move to a tree-lined neighborhood. Trees lead to serenity that breeds good relations between neighbors. If you're moving from a city apartment where your only "relations" with your neighbors involved banging on the walls at 2:00 in the morning to tell them to keep it down, this is going to feel like a breath of fresh air! Trees offer greater privacy and can help keep your home cool in the summertime without sending your electric bill through the roof. Neighborhoods with plenty of trees have lower crime rates.

So the next time you're house hunting, look for a neighborhood filled with lots of trees-or plant your own! Your peace of mind (and your pocketbook!) will thank you for it.


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