What Every California Auto Insurance Shopper Needs to Know About Auto Theft, Auto Insurance and Their Car
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By: Clifford F. Berman
Posted on: Jun 10, 2009 - 2:18:48 PM
What Every California Auto Insurance Shopper Needs to Know About Auto Theft, Auto Insurance and Their Car
Isn't there something reassuring about getting back to the parking lot and
Walking out of the mall and finding an empty parking space where your car used to be is a horrible feeling.
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Top 10 States for Vehicle Theft: 1) California 2) Texas 3) Florida 4) Arizona 5) Georgia 6) Michigan 7) Washington 8) Illinois 9) Ohio 10) Maryland |
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Cars Most Likely to be Stolen, According to Past Data from the National Insurance Crime Bureau: 1) Honda Civic 2) Honda Accord 3) Toyota Camry 4) Ford F-150 Series Pickup 5) Chevy C/K 1500 Pickup 6) Acura Integra 7) Dodge Ram Pickup 8) Nissan Sentra 9) Toyota Pickup 10) Toyota Corolla |
Of course, just because you know that your California auto insurance provider is going to cover the theft doesn't mean you actually want your car to be stolen in the first place! It's important to take steps to make sure your car stays exactly where you left it as often as possible. Always make sure you lock your doors when you get out of your car, even if you're only going to be away for a minute, and never leave your keys lying on the front seat. Park in a well lit area, preferably in the middle of the parking lot, and avoid parking in areas that are known to have a high incidence of vehicle theft when you can help it.
And for heaven's sake, don't walk away from your car when it's running!
To really beef up your car's security (and score major brownie points with the auto insurance companies) consider investing in a GPS tracking system that will allow you to follow your car and locate it easily if it's been swiped and/or a fuel switch that makes it impossible to start the vehicle in the first place. Not only can these dramatically decrease the chances that you'll come out the door after an evening at the theater to find nothing but air and a puddle of anti-freeze where your car used to be, but almost every California auto insurance provider you're going to run into will give you major discounts for being more security conscious than the average bear.
The fact that you live in the state voted most likely to be victimized by car thieves isn't going to be the only thing you should consider when you're buying your California auto insurance policy, but it's definitely going to be on the list. So do everything you can to keep your car in one piece and in one place and let your auto insurance provider take care of the rest.
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