Money Saving Tips for Buying Washington Auto Insurance

Do you need to save money to help deal with rising fuel prices and cost of living increases? One place that you can save money that you might not have thought about is on your Washington auto insurance. Many people never think about cutting the cost of their Washington auto insurance but it’s easier than you might think to get all kinds of discounts and savings on your Washington auto insurance. Here are some easy ways to get Washington auto insurance discounts:

Don’t park on the street – most insurance companies give discounts to drivers that keep their car in a garage. If you don’t have a garage and don’t want to pay to keep your car in a parking garage ask a neighbor if you can borrow some of their garage space at night. It can make a big difference in the cost of your auto insurance.

Learn to drive defensively – many insurance companies will give big discounts to any driver that completes a defense driving course. These courses are often offered through the DMV and don’t cost a lot of money. You can even take a defensive driving class and get a certificate of participation online.

Don’t claim fender bender accidents – While insurance companies frown on this practice if the cost of the damage to your vehicle is less than the cost of your deductible you’ll end up paying for the damage anyway and your Washington auto insurance rates will go up because of the accident. If you’re in a fender bender and there’s only minor damage pay for it yourself and won’t end up paying for the damage and paying higher auto insurance rates too.

Take everyone else off your auto insurance policy – if you have roommates or your kids or anyone else except your spouse on your auto insurance policy take them off, and don’t let them drive your car. Paying for coverage for just you and your spouse will be a lot cheaper than paying the auto insurance premiums for multiple drivers.

Check your Motor Vehicle Report – did you know that there is a Motor Vehicle Report that lists all your accidents and violations? Just like your credit report the Motor Vehicle Report can affect the cost of your car insurance rates and just like your credit report your Motor Vehicle Report can be inaccurate. Before buying auto insurance check your Motor Vehicle Report and make sure to take care of any inaccurate reports.

QuoteScout helps you find the auto insurance coverage you need at the lowest price. QuoteScout provides consumers with a free, simple, and effective way to shop for insurance. As a leading online marketplace for insurance, QuoteScout works with a combination of local agents, regional and national carriers to ensure that you are provided with a wide variety of responses to your request for a quote. Please visit our website for more information at www.QuoteScout.com

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• Money Saving Tips for Buying Washington Auto Insurance - Aug 4, 2008 - 2:02:58 AM