How to Ruin Your North Carolina Car Insurance Rates in a Single Day

How to Ruin Your North Carolina Car Insurance Rates in a Single Day

Christmas is tomorrow, with New Year's fast on its heels. How are your holiday plans going? Are you booked solid for the week, or still trying to figure out whether you're spending the day at home, surrounded by family or out partying with friends you don't get to see the rest of the year? Whichever way you decide to go, please remember this. With the holiday season fast upon you, you're in the perfect position to completely annihilate your North Carolina car insurance rates in 24 hours or less!

Wait. How could you possibly destroy an entire year's worth of careful planning in less than 24 hours? It's very simple, really. Cheap North Carolina car insurance depends almost solely on the purity of your driving record. A clean driving record will pave the way to budget friendly insurance and a good relationship with your car insurance company, both of which can only help you in the long run.

On the other hand, it doesn't take much to completely mess that up! Did you

Call you late for dinner if it means not picking up a speeding ticket on Christmas day!

know that getting caught once, just once, driving while intoxicated after a little too much Christmas eggnog could slap six negative points onto your driver's license and completely ruin your chances of finding cheap insurance? If it's not your first offense your North Carolina car insurance provider could decide to give you the boot, which is the last thing you need with a new year right around the corner.

Not exactly the fresh start you were looking for.

Next question: What's your first reaction when you're late for Christmas dinner or a New Year's Eve party that's already in full swing? That's right. You're going to floor it. You're going to bob and weave through traffic. You're going to take advantage of the fact that people on I-95 drive like complete and total idiots during the holidays and cap your speedometer out. And you're going to get caught.

Do you know what those types of tickets will do to your car insurance rates? Pick up two or three of them in a single day and you could literally watch your insurance premiums double or even triple overnight! It's a dastardly combination, and one that's going to destroy all the work you've done over the past four or five years to bring your North Carolina car insurance premiums down as low as possible.

If you want to continue to enjoy cheap car insurance, take my advice and drive carefully this Christmas. The consequences of tossing care to the wind and living in the moment are too dastardly to contemplate, even if I was inclined to. Which I'm not.

There are better ways to celebrate the holidays than doing everything you can to annoy the people who bring you your North Carolina car insurance. Take advantage of them, and both your checking account and your car insurance rates can walk away from the holiday season (mostly) intact.

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