I Need a Hawaii Car Insurance Policy and I Need It Now!
You're finally kicking back in the U.S.'s own little paradise on earth. You've got your own little bungalow overlooking the water (but not too close). You've got your beach gear all laid out. You're settling in to your new job and you've got the kids enrolled in school. What else could you possibly have to do?
Uh-oh. Did you remember to car your agent so your car is covered by a Hawaii car insurance policy?
Most people who come to Hawaii decide to leave their car on the mainland and just start over when they get there, since the freight cost to bring a car over from the mainland can be phenomenal. Two years ago it cost almost $1,000,
Living in Hawaii isn't all hot sands and summer nights.
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The catch is, sooner or later you have to register that car in Hawaii. Which means you need Hawaii plates, or you're going to be paying taxes to the wrong state. Not to mention the fact that even though the state of Hawaii thrives on tourism you're still going to have cops giving you funny looks when you're driving around sporting out of state tags. Want to guess what you need to get a car registered in Hawaii?
Proof of Hawaii car insurance coverage.
No, it doesn't matter if your coverage levels in the state you came from are "good enough" in terms of Hawaii's minimum liability requirements. You've still got to have an in-state policy or pay the piper for driving uninsured before they'll give you your new tags. That means you need to get proof of insurance coverage and you need it quick.
The easiest way to get Hawaii car insurance coverage in a hurry is to take advantage of the fact that the mainland isn't the only place you can get great Internet reception. (I'm always amazed at how good the telecommunications systems are out in the islands.)
Insurance shopping online can come in two forms:
1) You can go from company site to company site, filling out different insurance forms (which can take hours), or
2) You can take advantage of an online quote finder service like the one we offer here at QuoteScout.com.
When you go Internet shopping for great car insurance rates you can take advantage of the fact that most of today's insurance dealers are doing business online. Not only can you do some quick price shopping, you also get instant confirmation of your insurance coverage you can print out and take to the DMV-or, barring that, you can request they fax those documents over so you don't have to wait a minute longer than necessary to get your car out on the Hawaiian highways.