My Car was Mauled by a Bicycle Over on McMillan. What Do I Tell My Georgia Car Insurance?
Ah, the footloose and fancy free days of our youth, when we spent our days riding around under the summer sun (or the autumn clouds) without a worry in the world past what we were going to be eating for lunch that day or who's house we were going to be kicking at that weekend. Being a kid was great. Of course, being an adult has its perks too, but having a sense of humor when a bicycle slams into your (parked) car usually isn't one of them! If you've been the victim of a bike and run while parked on the streets of Atlanta you're going to need your Georgia car insurance provider to ride in and save the day.
If You've Been Hit by a Bike…
Most of us spend more time worrying about hitting bikes than bikes hitting us when we're driving down the street. Because really, how much damage could a teenager on a bicycle do to your car? Actually, you might be surprised. Headlights, mirrors, bumpers and hundreds of custom paint jobs have fallen prey to these kamikaze two wheeled menaces. And just because they do much, much less damage than running headlong into another car doesn't mean you want to spend hundreds (or thousands, if paint becomes an issue) on patching up your car out of pocket.
You've got two options here. You can try and wrangle the money out of the teenager and their parents to get your car fixed. Your Atlanta car insurance would support that decision, although it could take you years to actually get reimbursed for all of your losses. Hey, that McDonald's paycheck doesn't go as far as it used to! If you don't want to deal with nickel and diming your way through your vehicle repairs it might be a better idea to work with your Georgia car insurance provider.
Does Car Insurance Cover That?
Believe it or not, your car insurance policy does pick up the pieces after your car has been mauled by a bike. (Not quite as spectacular as being mauled by a bear, but less is more, right?) Being hit by a bicycle should be covered under the terms of collision coverage in your Georgia car insurance policy. That way all you have to do is pay the deductible-and the daredevil teen and their parents will probably be more than happy to help you out with that!
$200 or $2,000. You decide.